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August 14, 2018

RAIC launches new insurance program for architects


OTTAWA, August 14, 2018 – The Royal Architectural Institute of Canada (RAIC) has created a new insurance program that is designed for architects and will provide comprehensive professional liability coverage and other insurance products at highly competitive rates.

The RAIC Insurance Program officially launches on October 1 and is an exclusive RAIC member benefit.

“The RAIC is proud to support members with an insurance program that is cost-effective and provides extensive coverage and exceptional service,” says RAIC President Michael Cox, FRAIC. “It’s an example of the work we are doing to add value to membership.”

The RAIC has partnered with BMS Canada Risk Services Ltd. (BMS) to provide insurance options tailored to the needs of architects – whether purchasing individual insurance products, full packages or a top-up to existing or mandatory coverage. The RAIC Insurance Program provides members access to:

  • Professional Liability/Errors & Omissions;
  • Commercial General Liability;
  • Business Insurance;
  • Directors’ and Officers’ Liability;
  • Cyber Security and Privacy Liability;
  • Employment Practices Liability;
  • And a variety of other insurance offerings

“Among the challenges facing architects today are contracts that unreasonably transfer risk and liability to professionals,” Cox noted. “That’s why public-sector procurement reform is a crucial advocacy activity for the RAIC. In addition to advocating for change related to contracts, fees, and other procurement practices, we also want to protect our members, their businesses, families, and assets.”

Professional liability insurance (PLI) is already required for architects in practice across much of Canada. In 2017, PLI became mandatory in British Columbia. Architects will have to comply with this as of February 1, 2019. Alberta is expected to follow suit soon.

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Coverage for Ontario and Quebec members is limited to additional coverage to that provided through the provincial regulator.

The RAIC Insurance Program does not impact any current insurance policy or coverage that members have in place. However, members are encouraged to contact BMS at 1-844-294-2714 or to obtain more information and a no-obligation quote. Members can purchase coverage starting October 1.

BMS is dedicated to working with member-driven organizations and provides coverage and value-added services to more than 500,000 regulated professionals across Canada, including engineers and urban planners.

To become a RAIC member, go to or contact RAIC Membership Manager Angie Sauvé at


About the RAIC

The Royal Architectural Institute of Canada (RAIC) is the leading voice for excellence in the built environment in Canada. Its mission is to advocate for excellence in the built environment, demonstrate how design enhances the quality of life, champion sustainability, and promote responsible architecture in addressing important issues of society.


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