The spring season brings various weather threats to properties and overland flooding is one of them. Learn more about this natural disaster and how to protect your property from flood damage.

Overland flooding is a situation in which water rises and covers dry land. This could be because of a river overflowing its banks, a storm surge from a hurricane, a substantial amount of runoff from snowmelt, or the mechanical failure of a dam or levee. What’s important to note is that this is a separate issue from other causes of water damage, such as burst pipes or drain backups – this difference is especially important when it comes to insurance coverage.

Generally, floods will occur more often when the ground is still frozen or already saturated with groundwater, such as during the springtime. However, as weather patterns continue to change, these floods are becoming more likely throughout the year. Within the category of overland flooding, there are two important sub-categories – flash floods and areal floods.

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