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April 7, 2020

How to help construction clients who are no longer deemed essential services

Ontario brokers can expect to receive calls from their clients in the province’s construction industry, some of whom were recently de-listed from the province’s essential services list.

Under pressure to reduce the spread of COVID-19 in Ontario, the province recently trimmed its essential services list. All industrial construction has been stopped, the government announced on Apr. 3. Only essential infrastructure-related projects will proceed (hospitals, housing, or transportation projects, for example). No new residential construction will take place under the order, although residential projects near completion will be allowed to continue.

“We continue to monitor announcements and changes from all sources, including government and insurance companies,” Insurance Brokers Association of Ontario president Joseph Carnevale told Canadian Underwriter.

As a result of the province’s changes to its essential services list, contractors in the construction industry — and others that have been affected — should speak to their broker about what they’re experiencing, Carnevale said. “Brokers will make sure their operations are properly insured given these changes and connect with specific insurance companies on a case-by-case basis on ways to help during this difficult time.”

Apart from providing advice on their insurance coverage, brokers can also share other insights with their newly-shuttered or restricted business clients, according to RSA Canada.

Keep reading on CanadianUnderwriter.ca

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